Insurance and Destination Weddings

Nowadays it seems important to purchase insurance for everything. We carry insurance on our vehicles and homes, we hold life insurance policies, and we purchase travel insurance. Although wedding insurance is a newer type of insurance, it does not seem unreasonable that we should insure against negative possibilities when planning one of the most significant events of our lives. And destination wedding insurance is probably even that more attractive since so many more things can go wrong when travelling to a wedding abroad or even to another locale.

One might ask if the cost of the insurance is worth the risk and in most instances the answer would be yes. Some examples of why wedding insurance is vital when planning a destination wedding are:

  • Weather is one factor that humans cannot control. Should a volcano erupt or typhoon hit the location, events will require the cancellation of the wedding. Undoubtedly, the bride and groom will have already sent deposits or even the full amount to local vendors. Their money will be lost without insurance.
  • Another reason for destination wedding insurance is the fact that people get sick and accidents happen. Should either the bride or groom not be able to travel due to poor health, serious physical injury or even death, insurance will cover the costs already incurred.
  • If one or more vendors do not carry through will their commitments in the way of not showing up or not providing the paid-for product or service, the insurance will cover the costs.
  • Lastly, there are a large number of problems that could arise along the planning process path such as the gown being lost in transit, the wedding salon or tuxedo store closing down after having been paid, or the airline cancelling flights.
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